MORTGAGE RISK

Lessons learned?

Mortgage markets were a key driver of the most recent economic crisis. Could it happen again?

Securing the future

When risk comes knocking

Mortgage lending isn’t just about buying and selling houses. Asset-backed securities are a key component of global financial markets. Lenders face complex risks and the ever-evolving compliance standards. Making mortgage markets work better for everyone without courting catastrophe requires smart analytics, deep cooperation, and good faith.

Index

Milliman Mortgage Default Index

Default risk of government-backed mortgages decreases as low-risk refinance borrowers take advantage of low interest rates.

Read the index
Read the article
Read the article
SERVICES

Related Milliman services

Complex risk assessment

Manage threats and opportunities related to complex non-financial risks among people, systems, and the external environment.

Learn more

Mortgage

Measure and manage the unique risks of originating mortgages while improving servicing efficiency.

Learn more

Enterprise risk management

Embed ERM best practices into your organisation to create a structured and sustainable business management process.

Learn more

Residential mortgage backed securities valuation service

Reveal the intrinsic value of these complex, illiquid securities with sophisticated risk modelling.

Learn more

We’re here to help

Ask the tough questions. We’re ready for them.

Contact an expert