MORTGAGE RISK
Lessons learned?
Mortgage markets were a key driver of the most recent economic crisis. Could it happen again?
When risk comes knocking
Mortgage lending isn’t just about buying and selling houses. Asset-backed securities are a key component of global financial markets. Lenders face complex risks and the ever-evolving compliance standards. Making mortgage markets work better for everyone without courting catastrophe requires smart analytics, deep cooperation, and good faith.
Milliman Mortgage Default Index
Default risk of government-backed mortgages decreases as low-risk refinance borrowers take advantage of low interest rates.
Couch surfing for mortgage loans
Rent, buy or shared-equity mortgage: Finding the best option
Related Milliman services
Complex risk assessment
Manage threats and opportunities related to complex non-financial risks among people, systems, and the external environment.
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Measure and manage the unique risks of originating mortgages while improving servicing efficiency.
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Embed ERM best practices into your organisation to create a structured and sustainable business management process.
Residential mortgage backed securities valuation service
Reveal the intrinsic value of these complex, illiquid securities with sophisticated risk modelling.