Farzana Ismail

Farzana has worked on client assignments in Europe, U.S., Africa, Middle East, and Asia Pacific. Farzana has undertaken appointed actuary roles for insurance and Takaful companies in Malaysia and Southeast Asia. She has significant experience on the management of participating life insurance business, Takaful, and carrying out appraisal valuations and due diligence in mergers and acquisitions projects. She also has experience on annuities and longevity risk, and in developing enterprise risk management for insurance and Takaful companies. She was involved in several IFRS 17 implementation and model review work for life insurers and family Takaful companies in South East Asia, and Hong Kong.

While in London, she worked with life insurance companies on various assignments such as Solvency II, independent expert advice (including those related to with-profits business), statutory valuations, individual capital assessments, mergers and acquisitions, and block annuities transactions. She has performed ALM modelling for the purpose of managing with-profits business in the U.K. Farzana has worked with regulators in Asia, Middle East, and Africa. She has also conducted industry-wide studies such as the Protection Gap Study in Malaysia.